Horizon Worksite Advisors, LLC

Employee Benefits

In an increasingly competitive job market, insurance benefit packages are becoming more important to companies in attracting and maintaining good, quality employees.

Hassle Free Solutions

Horizon Worksite Advisors partners with other brokerage firms, enrollment firms, carriers and TPA’s. Reward your employees with the peace of mind and security that comes with an employer sponsored insurance benefits package. Years of experience in the industry have led us to the development of strong relationships with major quality providers.

Our objective is simple: To identify and minimize your exposure to risk. We accomplish this with an emphasis on conducting an initial compliance analysis and advising business owners on employee workforce solutions that fits both your organization’s budget and objectives. Our solutions are specifically tailored to your organization’s unique needs therefore allowing the employer to focus on more strategic objectives.

Thanks to the recently passed health reform legislation, the landscape is changing. Let the knowledge and expertise of Horizon Worksite Advisors, LLC partner with you and guide you while navigating the Affordable Care Act’s employer & individual shared responsibility mandate and compliance issues. Guidance to employers through the sourcing, implementation, and optimization of technology-enabled benefits solutions. Help identify effective strategies and optimize processes to enhance employee benefits utilization.



  • Medical Plan Networks
  • High Deductible Health Plans (HDHP)
  • Health Savings Accounts (HSA)
  • Health Reimbursement Accounts (HRA)
  • Flexible Spending Accounts (FSA)
  • Defined Contribution Plans
  • Self-Funding Plans (Stop Loss & Reinsurance)
  • Employee Assistance Programs (EAP)
  • Employee Wellness Programs
  • ERISA Document Vendor Selection
  • Section 125, POP Programs Vendor Selection
  • Excise Tax Employer Savings
  • Employer & Individual Mandates Consulting
  • “Pay or Play” Penalties
  • Regulatory Compliance & IRS Reporting
  • IRS 1094 & 1095 Reporting
  • Form 5500
  • Minimum Value & Affordability
  • PPACA Education
  • Strategy Development & Implementation
  • Plan Design
  • Vendor Evaluation, Selection & Management
  • Annual Enrollment Support
  • Employer Group Compliance Audit
  • Worksite Consulting & Benefit Communication
  • Employee & Retirement Enrollment Services
  • Plan Renewals
  • Employee Group Meetings
  • Dependent Verification Audit
  • Automated Benefit Administration Selection
  • HR Assistance
  • Transition Support from Group to Individual Plans
  • Group Medical
  • Group Dental
  • Group Vision
  • Group Short-Term & Long-Term Disability
  • Group Life
  • Ancillary Coverage Offerings
  • Telemedicine
  • Group Long Term Care
  • Retiree Group Medical Benefit Plans & Strategy
Horizon Worksite Advisors, LLC


Why Voluntary?

With healthcare expenses rising, voluntary employee benefit solutions can be a way for businesses to manage costs and at the same time, offer a highly competitive benefit package that will help retain and attract key employees to their organization.
One of the best ways to attract and retain quality employees is to offer a competitive, comprehensive benefits package. Voluntary benefits, also known as worksite benefits, is a cost-effective solution to help employees offset out-of-pocket medical expenses. Voluntary benefits can help employees fill the gaps created by high-deductibles and rising co-pays, providing the financial security they need and deserve.

How to craft an affordable benefits package

Horizon Worksite Advisors, LLC provides expert analysis and market solutions that help in building quality plans and programs:


  • Custom strategies to modernize your benefits programs
  • Integrated program development to complement core plan offerings
  • Product evaluation of customized plan designs and delivery solutions
  • Vendor management
  • Program management


  • Life Insurance
  • AD&D Insurance
  • Short Term & Long Term Disability Insurance
  • Hospital Indemnity Insurance
  • Critical Illness Insurance
  • Cancer Insurance
  • Accident Insurance
  • Long Term Care Insurance
  • Telemedicine
  • Vision Insurance
  • Dental Insurance
  • Pet Insurance

If your organization is interested in providing its employees with a group benefit program, contact Horizon Worksite Advisors, LLC for more information or to set up a personalized appointment at (615) 369-7779 or complete the “Contact Us” form!


Horizon understands the individual insurance needs of multinational organizations with globally-mobile employees. We support a wide range of industries, offering Individual Travel Medical products through our strategic partners to protect people wherever travel or work takes them.

Get a Quote from Our Partners

HORIZON offers a comprehensive range of travel medical and dental products through our strategic partners that can be tailored to meet your needs. Healthcare can be unpredictable overseas and most U.S.-based health insurance benefits shrink or disappear when taken abroad. Regardless of where travel or work takes you, you will find a plan that protects you and your family.

Horizon Worksite Advisors, LLC

GeoBlue Travel Insurance Plans

Prepare and keep members safe and healthy so they can enjoy peace of mind when they travel. Plans connect members with the best doctors and hospitals, which can lead to better patient outcomes. GeoBlue provides an array of medical coverage for short- and long-term trips outside the U.S. and comprehensive, long-term medical coverage for expatriates and international students/faculty living abroad.

International Medical Group (IMG)

Help members worry less and experience more by delivering the travel protection they need, backed by the support they deserve. IMG has a variety of products for individuals and families worldwide, non-U.S. residents traveling to the U.S., comprehensive medical insurance for international students or scholars participating in a sponsored study abroad program, and individual and family coverage for trip cancellation and interruption, travel delay, medical expenses and baggage.